A budget isn't about being perfect—it's about knowing the truth of your situation. This calculator helps you see exactly where your income goes and identify areas where you might adjust spending or find additional support.

Start with the numbers you know, fill in your best estimates for the rest, and see what the picture looks like. Everything is private; nothing gets saved or shared.

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Monthly Income

After taxes, what you actually take home

Social Security benefits

Food assistance (SNAP)

Temporary Assistance for Needy Families

Veterans disability or compensation

Side gigs, freelance, gifts, etc.

$0.00
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Housing Costs

Monthly rent or mortgage payment

$0.00
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Essential Expenses

Groceries, coffee, meals out—what SNAP doesn't cover

Transit, gas, car payment, maintenance

Doctor visits, meds, copays

Day care, after-school, babysitting

Car, health, renter's, life

Hair, hygiene, laundry

Shoes, work clothes, replacements

$0.00
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Debt Payments

Minimum or full payment

Hospital bills, collection payments

$0.00